The most common online scams you need to be aware of
A perfect example is an email, text, or phone call saying your bank account has been compromised and you need to give your banking information to sort it out.
2. Shopping Scams
This includes holiday scams where you book a holiday apartment or hotel and when you arrive you are not booked in.
Only buy using your credit card and using legitimate travel websites.
3. Nigerian Scams
4. Crypto Scams
We go into this in more detail in our crypto scams section, but basically, you have to send money to a crypto exchange that guarantees you huge daily returns. Sometimes it involves startup investing in a company that doesn’t exist.
Only use a reputable crypto website.
5. Stock Scams
You get cold-called offering an amazing stock deal and you send money and in return either never hear from them again or they send you fake stock certificates. Later on, you might receive another cold call saying there is an issue with these shares and you need to pay to sort it out.
Ignore them and only buy stocks from regulated and insured stock investment platforms.
6. Mail Scams
Ignore them. You can also contact the company involved from their official website and see if this is legitimate. Do not use any links in the form the scammer sent.
7. Fine Print Scams
Always check the fine print.
8. Digital Ransom
Always encrypt your files.
9. Illegal Sites
10. Virus downloads
11. Romance Scams
12. Fake Lotteries
13. Fake Charities
Only donate to registered charities.
14. Free Stuff
Our basic don’t get scammed tips
If it sounds too good to be true, it probably is!
Do not store your password on your computer.