Lending and Borrowing Crypto Finance Platforms
Read our article on this subject here
What Are Crypto Loans?
How do crypto loans work?
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Here you will find Crypto finance platforms where you can lend, borrow, and earn interest on your Cryptocurrency
Here you will find Crypto finance platforms where you can lend, borrow, and earn interest on your Cryptocurrency
Simply put a crypto loan is similar to a normal loan, you can offer your cryptocurrency assets (portfolio) as collateral and in return, you pay a percentage fee per month to borrow against it.
Loans are often paid out in fiat and most lenders (unlike banks) don’t mind what you decide to spend the loan on.
Investors can borrow money and play the Cryptocurrency futures market and try and increase their holdings. Other borrowers may like to buy a car, pay off their mortgage or go on holiday. Finally, some lending platforms allow investors to lend out their cryptocurrency and receive a monthly income.
The lending cryptocurrency sector as a whole is now lending over 5 Billion U.S dollars yearly. This is a competitive area and becoming big business and it is only a matter of time before the major banks start looking at this new lending sector.
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Here are some lending tips when looking to borrow off your cryptocurrency holdings
The companies reputation
You need to be extra careful when choosing a lending company and you should look at its client base, reputation, team background, and financial ratings.
Loan terms
Hire a specialist to look over the lending terms. The minimum and the maximum amount available to lend, the lending rate, penalties, additional fees, maturity, and the small print.
Here is a list of the most well-known and trusted crypto lending platforms and as always we recommend that you do your due diligence or hire a crypto loan specialist before taking out a loan. We have not personally used any of these platforms, this is simply a list of the most well-known crypto finance platforms.
We recommend never investing, or borrowing more than you can afford.
Cryptocurrency Finance Platforms
BTCPOP
Premium Listing
Peer-to-peer bitcoin banking.
Loans, IPO, exchange, staking.
BTCPOP offers a unique P2P banking experience with instant loans, investment pools, collateral tied loans and more.
Bankera
Premium Listing
Bankera loans, crypto-backed lending platform.
Apply for a bitcoin, ethereum, new or dash loan.
Loans of up to 1million euros available, with 75% loan to value.
Bitfinex
Gate
OkEx
OkEx is a world-leading cryptocurrency derivative and spot exchange. They also offer futures, perpetual swaps, margin, and options. You can also stake and earn from your crypto assets. Finally, OkEx offers low interest loans. NFT platform. They also have an iOS and Android mobile trading App.
Compound
Compound is an algorithmic, autonomous interest rate protocol built for developers, to unlock a universe of open financial applications.
Nexo
Earn up to 10% interest on your crypto holdings and receive daily payouts.
Interest rates starting from 5.9% APR.
EU licensed and regulated financial institution and 800,000 happy clients.
Salt
Loans backed by multiple cryptocurrencies. Loans starting from $5,000. Interest rates from 5.95% and terms from 3-12 months.
Unchained capital
Bitcoin native financial services. Cold storage vault and bitcoin backed loans.
Zerion
Invest in DeFi. A simple interface to access decentralised finance to invest, earn interest and borrow crypto assets.
InstaDApp
Powerful DeFi management. Instadapp aims to drive interoperability between protocols for power users and ease of development allowing developers of all stripes to start leveraging the full potential of decentralised finance.
Genesis Capital
The all-in-one solution for your digital asset needs. They provide investors with a secure marketplace to trade, borrow, lend and custody digital currencies.
YouHodler
Keep crypto, use cash. Get a crypto loan backed by the top 15 coins with up to 90% loan-to-value. Earn interest on crypto with 12% APR. Store, exchange and pay anytime.
Coinlist
Where early adopters invest in and trade the best digital assets.
Aave
The money market protocol. Have is an open source and non-custodial protocol enabling the creation of money markets. Users can earn interest on deposits and borrow assets.
Nebeus
Digital lending platform where you can get a loan, open a high yield savings account, exchange, transfer and much more.
HODL Finance
Crypto-backed loans for millions of crypto HODLers. 51 currencies available now.
Ledn
B2X, bitcoin-backed loans and USDC savings accounts.
CoinLoan
CoinLoan is the first P2P platform for crypto assets backed loans.
Borrowers get money without selling their crypto assets. Lenders offer loans and earn competitive returns.
Biterest
Instant crypto credit line. Borrow USD against your Bitcoin and no credit checks and KYC.
Oxygen
Generate income from lending. Raise liquidity against crypto collateral and borrow crypto assets to go short.
LendaBit
Instant credit lines in Fiat. P2P lending and borrowing against crypto collateral.
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